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SimonS3
knowledgeable


Car: B5 tqs

Joined: 09 Jan 2015
Posts: 305

Location: Leeds

PostPosted: Wed Sep 07, 2016 9:12 pm  Reply with quoteBack to top

Dear sirs / madams
I insure 2 classic and 2 moderns with yourselves.
This morning i called your internet number and spoke to a lovely lady who guided me through an s4 to rs4 cover swap. All done in minutes and only had to pay a £25 change fee.
Many thanks
Simon
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Noggymike
Veteran


Car: 2002 B5 RS4
Power: 430 bhp
Torque: Whatever
Engine code: BHP

Joined: 07 Oct 2012
Posts: 12209

Location: In front of you, lol'ing

PostPosted: Wed Sep 07, 2016 9:46 pm Reply with quoteBack to top

Can I swop your car for a cover Simon?


Bedsheet

Tablecloth

Gazebo

......?

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My Noggy family has done me proud!

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SimonS3
knowledgeable


Car: B5 tqs

Joined: 09 Jan 2015
Posts: 305

Location: Leeds

PostPosted: Wed Sep 07, 2016 10:10 pm Reply with quoteBack to top

Yes mate 👍

Can i have .........hhhmmmmmm???





















Sgt. Pepper's Capitol Staff Club Band

















I'd advise special delivery and recorded












I'll get the car detailed up for you as a treat  😃😃😃😂😄😆
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Noggymike
Veteran


Car: 2002 B5 RS4
Power: 430 bhp
Torque: Whatever
Engine code: BHP

Joined: 07 Oct 2012
Posts: 12209

Location: In front of you, lol'ing

PostPosted: Wed Sep 07, 2016 10:17 pm Reply with quoteBack to top

SimonS3 wrote:
Yes mate 👍

Can i have .........hhhmmmmmm???





















Sgt. Pepper's Capitol Staff Club Band

















I'd advise special delivery and recorded












I'll get the car detailed up for you as a treat  😃😃😃😂😄😆





Fook it

I sold that yesterday!


Typical.

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My Noggy family has done me proud!

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DAN@ADRIAN FLUX
Learning



Joined: 16 Apr 2011
Posts: 87


PostPosted: Tue Sep 13, 2016 11:50 am Reply with quoteBack to top

SimonS3 wrote:
Dear sirs / madams
I insure 2 classic and 2 moderns with yourselves.
This morning i called your internet number and spoke to a lovely lady who guided me through an s4 to rs4 cover swap. All done in minutes and only had to pay a £25 change fee.
Many thanks
Simon


Hi Simon

Thanks for the feedback - Great news!

Good luck with the RS4!

Regards
Dan.
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SimonS3
knowledgeable


Car: B5 tqs

Joined: 09 Jan 2015
Posts: 305

Location: Leeds

PostPosted: Wed Nov 02, 2016 5:21 pm Reply with quoteBack to top

Ok

So had my car stolen whilst on holiday ... see thread on s4 and rs4 b5

I have been passed from pillar to post with Adrian Flux and guess what ... my car was insured (by ageas) to be garaged between 10pm and 6am. It normally is but on this instance it was on the drive and taken between 9-9.30pm (I have a neighbour eye witness to account for this) yet they say NOT COVERED.

Totally unacceptable.
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Markv
knowledgeable


Car: Noggy B7
Power: std
Torque: std

Joined: 24 Jul 2014
Posts: 948


PostPosted: Wed Nov 02, 2016 5:55 pm Reply with quoteBack to top

SimonS3 wrote:
Ok

So had my car stolen whilst on holiday ... see thread on s4 and rs4 b5

I have been passed from pillar to post with Adrian Flux and guess what ... my car was insured (by ageas) to be garaged between 10pm and 6am. It normally is but on this instance it was on the drive and taken between 9-9.30pm (I have a neighbour eye witness to account for this) yet they say NOT COVERED.

Totally unacceptable.


   You have PM

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pjbRs
Veteran


Car: Noggy blue b5 Rs4

Joined: 20 Jul 2010
Posts: 7495

Location: west london

PostPosted: Wed Nov 02, 2016 8:37 pm Reply with quoteBack to top

SimonS3 wrote:
Ok

So had my car stolen whilst on holiday ... see thread on s4 and rs4 b5

I have been passed from pillar to post with Adrian Flux and guess what ... my car was insured (by ageas) to be garaged between 10pm and 6am. It normally is but on this instance it was on the drive and taken between 9-9.30pm (I have a neighbour eye witness to account for this) yet they say NOT COVERED.

Totally unacceptable.


I asked my brother who works as an insurance broker, if this is correct
His reply below.



No. The question is something like "where is the vehicle usually parked?" So you are still covered if its parked somewhere else.

It would be very harsh to void your insurance just for that. The worst that will happen is they with charge you any extra due if for example you'd parked it in your neighbours garden all along and then pay out the claim.

I work in insurance and I've seen this type of scenario time and time again.

HTH

_________________
2015 Rs6 avant plus
2014 B8 S4 avant black panoramic roof. Sold
2012 lotus Evora S frost blue with black premium sports trim.
2001 B5 RS4 avant Nogaro Blue. Sold
1998 B5 S4 avant Santorin. Sold
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SimonS3
knowledgeable


Car: B5 tqs

Joined: 09 Jan 2015
Posts: 305

Location: Leeds

PostPosted: Wed Nov 02, 2016 8:47 pm Reply with quoteBack to top

Cheers Phil
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tanoga
Skilled



Joined: 06 Jul 2012
Posts: 1606

Location: Dunstable

PostPosted: Wed Nov 02, 2016 9:51 pm Reply with quoteBack to top

SimonS3 wrote:
Ok

So had my car stolen whilst on holiday ... see thread on s4 and rs4 b5

I have been passed from pillar to post with Adrian Flux and guess what ... my car was insured (by ageas) to be garaged between 10pm and 6am. It normally is but on this instance it was on the drive and taken between 9-9.30pm (I have a neighbour eye witness to account for this) yet they say NOT COVERED.

Totally unacceptable.


OMG what a kick in the b*llocks that is

_________________
B5 RS4 Noggy (Ollys old car)
R8 Silver
DB9 Lemon piece of sh!t
V600 LeMan
B7 RS4 Imola
C5 RS6 Silver
B5 RS4 Imola (Imol4vant now owner)
B5 RS4 Imola (robin-p now owner) TO EDIT
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Ian_C
Experienced



Joined: 26 Feb 2011
Posts: 2938

Location: Bedford

PostPosted: Wed Nov 02, 2016 10:12 pm Reply with quoteBack to top

SimonS3 wrote:
Ok

So had my car stolen whilst on holiday ... see thread on s4 and rs4 b5

I have been passed from pillar to post with Adrian Flux and guess what ... my car was insured (by ageas) to be garaged between 10pm and 6am. It normally is but on this instance it was on the drive and taken between 9-9.30pm (I have a neighbour eye witness to account for this) yet they say NOT COVERED.

Totally unacceptable.

I'm hearing more and more shit like this about Adrian Flux in recent years which is a shame.  I was with them for my S4, and it makes me question whether I want to ever go back with them.

9-9:30pm is before the 10pm.  So I'm not sure what they are playing at.

Garaged 10pm to 6am does not mean you cannot drive the car between 10pm and 6am.  I remember having this conversation with the current insurer of my 205 - if I drive to a shop/ pub / friends house and the car is stolen from there (say) between 10-11pm, I am insured etc

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B6 S4 Avant gone but never ever forgotten
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TurboHedge
Brand New, Welcome :)



Joined: 03 Sep 2016
Posts: 43


PostPosted: Wed Nov 02, 2016 10:32 pm Reply with quoteBack to top

pjbRs wrote:
SimonS3 wrote:
Ok

So had my car stolen whilst on holiday ... my car was insured (by ageas) to be garaged between 10pm and 6am. It normally is but on this instance it was on the drive


I asked my brother who works as an insurance broker, if this is correct
His reply below.

No. The question is something like "where is the vehicle usually parked?" So you are still covered if its parked somewhere else..

No. I had that stipulation in the policy I had in my kit car - garaged by 10pm unless in use, which included being parked elsewhere before being used as transport to return home. Parked outside the garage goes against the conditions of the policy.

Pity you didn't leave it in the garage if you were going on holiday - a lesson to us all I guess. Hopefully they find it in good health or pay you out on it if it doesn't turn up.
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TurboHedge
Brand New, Welcome :)



Joined: 03 Sep 2016
Posts: 43


PostPosted: Wed Nov 02, 2016 10:40 pm Reply with quoteBack to top

Ian_C wrote:

9-9:30pm is before the 10pm.  So I'm not sure what they are playing at


Where would you stand having the keys 3000 miles from the car though and with no way of getting into the garage for 10pm, or would that not make a difference? Hopefully they see sense anyway.
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SimonS3
knowledgeable


Car: B5 tqs

Joined: 09 Jan 2015
Posts: 305

Location: Leeds

PostPosted: Wed Nov 02, 2016 10:40 pm Reply with quoteBack to top

Karl
I note your avatar
We will never forget
I am of a certain age to remember the stories of my grandparents  struggles during utmost adverity
Led me to join the RE 1988
Seen service NI, Iraq and Bosnia .... small fry for our heroes that fought for this great nation
God bless to all who fell who served so well
RIP
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Ian_C
Experienced



Joined: 26 Feb 2011
Posts: 2938

Location: Bedford

PostPosted: Wed Nov 02, 2016 10:53 pm Reply with quoteBack to top

TurboHedge wrote:
Ian_C wrote:

9-9:30pm is before the 10pm.  So I'm not sure what they are playing at


Where would you stand having the keys 3000 miles from the car though and with no way of getting into the garage for 10pm, or would that not make a difference? Hopefully they see sense anyway.

This thread reminds me of a similar one a few years back.  Lancia Delta Integrale stolen.  Insurer declined to pay out because the owner had been made redundant / lost his job, so was unemployed rather than doing the job role declared on his policy at the renewal time.  Let me think back which insurance company that was.

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B6 S4 Avant gone but never ever forgotten
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