but, what makes me laugh, is alot of people cannot pay for their insurance in one go..........
for instance, i had a quote for £1080 for a golf tdi, i asked how much it would be in total if i paid over 12 months, £1750
so wether it goes up or down really isn't the issue IMO, the issue is extracting money from people who cannot afford to pay insurance off in one hit, which is alot of people, where does this 70% mark up go ? to the insurers ? to the lenders ?