AudiSRS.com
 Home  •  Forums  •  New Posts  •  Search  •  Classifieds  •  Insurance  •  Advertisers  •  Shop  •  Profile  •  Log in to check your private messages  •  Log in   •  Join! (free)
 CHRISKNOTT - No Insurance View next topic
View previous topic

Post new topicReply to topic
Author Message
liwi
Skilled


Torque: 651

Joined: 02 Sep 2008
Posts: 1251

Location: Lost

PostPosted: Wed Mar 10, 2010 2:07 pm  Reply with quoteBack to top

@ certain areas...no good is it?
Simply because they have made a loss in that area..so if you live in SK1-10 area you will not be able to get a quote.


_________________
KARMA - whether it's a bitch or a blessing, it all depends on you
View user's profileSend private message
frazered
Skilled


Car: allrat 2.7tt

Joined: 04 Jul 2008
Posts: 1980

Location: North West

PostPosted: Wed Mar 10, 2010 3:49 pm Reply with quoteBack to top

same for sky and other insurers, won't touch certain north west postcodes

making me reconsider certain areas to buy my next house in
View user's profileSend private message
Graham
Veteran



Joined: 20 Apr 2008
Posts: 9117


PostPosted: Wed Mar 10, 2010 5:27 pm Reply with quoteBack to top

It not good in the sense it's not good there are areas with that high a risk. Or is it a case of these are areas where insurers have not correctly asssessed the risk in the past and have therefore been burnt?
View user's profileSend private messageVisit poster's website
ScottR
Veteran


Car: B5 S4

Joined: 22 Apr 2008
Posts: 8539


PostPosted: Wed Mar 10, 2010 6:18 pm Reply with quoteBack to top

It's not usually the fault of the individual insurance brokers, it's the ABI who choose the risk ratings of postcodes.

And if you're lucky enough to live in a super duper high risk area (like I am in Liverpool), you'll struggle to get anyone to provide a quote, let alone a competitive one!

http://www.carinsuranceexplained....ained/insurance_postcode_risk.htm

You might get lucky with a local broker who knows the area and can assess the risk themselves, but for most national brokers they have to trust the information which has been passed to them.
View user's profileSend private message
Graham
Veteran



Joined: 20 Apr 2008
Posts: 9117


PostPosted: Wed Mar 10, 2010 6:29 pm Reply with quoteBack to top

That was a point I didn't get too. It's the way the system is, not anything unique to a particular insurer so far as I know. Not ideal, but unfortunately the way it currently is.

I live in very close proximity to a lake. Touch wood this is not an area that has ever flooded properties or is classed as a flood zone. However especially since the UK has been hit by flooding disasters over the last few years, I am exluded from many home insurance quotes on my proximity to water alone. The risk is not really assesed, it's excluded under blanket terms. To get a competetive quote and also a policy that is not ambiguous to the cover, I require the services of a local broker who knows the location well enough to explain to the underwriters. A comparable scenario I'd say.
View user's profileSend private messageVisit poster's website
Ash25
Skilled


Car: Widebody S4 x 2
Power: 600???Bhp
Torque: Lots

Joined: 23 Sep 2008
Posts: 1077

Location: Cheshire

PostPosted: Tue Jan 31, 2012 12:49 pm Reply with quoteBack to top

thread revival!

just tried to get some new insurance with chris knott and hoped moving from liverpool where it was virtually impossible to get insured on a heavily modified car it would be easier to get a quote. how wrong i was! based in a CW postcode isnt much better either, as its the northwest in general it seems!

BUT the biggest problem was that it seems that chris knott have imposed a 50bhp gain to their modified cars that they can insure, so my car was definitely not insurable!

Ah well, more calls to make.......

Ash

_________________
2 x S4 + AudiSRS + Unit 20 + Viper Tuning + a little bit of madness = Widebody Heaven!
View user's profileSend private message
Display posts from previous:      
Post new topicReply to topic

Share |

 Jump to:   


View next topic
View previous topic
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum






Powered by phpBB phpBB Group



AudiSRS.com is not affiliated with Audi in any way. The Audi name and logos are registered trademarks of Audi
The content on this website has not been endorsed by Audi, nor has it been verified for correctness by AudiSRS.com.
All other logos and trademarks in this site are property of their respective owners.
The comments are property of their posters, all the rest are copyright by AudiSRS.com